Whatever the money is for, the hard part is finding the lender who will say yes. That is the part we do: the right product, the right lender, and a file prepared properly.
Expansion, stock, machinery or working capital for traders, manufacturers and service firms. With or without collateral.
Unlock the value of your house, shop or plot at lower rates than unsecured credit, and keep using the property.
Buy, build or upgrade your home with EMIs planned around your income. Balance transfers too.
A wedding, a hospital bill, fees or travel. Fast processing and minimal paperwork for salaried and self-employed.
For doctors, CAs, architects, engineers and lawyers. Your degree and practice count toward eligibility.
Buy the machine that raises output, and let the extra production pay the EMI. New or refurbished.
New or used, for family or business, on an EMI that does not squeeze your month.
Cash against your gold jewellery, quickly. It comes back to you, sealed, when you repay.
Slide the amount, rate and tenure. Hover the yearly bars to see how much of each year goes to principal and how much to interest.
Indicative only. Your lender's sanction letter decides the final rate, fees and EMI.
Tick what you already have.
A typical list. Your lender may ask for a few more.
Not always. We arrange both secured and unsecured loans. Unsecured business loans go up to ₹50 Cr, where your turnover, GST filings, banking and credit history do the talking. If you have property, machinery or gold to offer as security, a secured loan can bring a bigger amount, a lower rate or a longer tenure. We tell you which route suits your file. All loans are subject to the lender’s eligibility rules.
Most banks prefer a score of 700 or above, and 750+ usually gets the best pricing. Below that the choice of lenders narrows but does not always disappear. We tell you honestly where you stand before anything is submitted.
A secured loan, such as a loan against property, machinery or gold, usually costs less and allows a larger amount and longer tenure, but your asset is pledged. An unsecured loan is faster and puts no asset at risk, but the rate is higher and the amount depends fully on your income and credit history. We compare both for your profile before you decide.
No. Our eligibility check is a conversation, not a credit enquiry. A lender pulls your report only when you decide to apply with them.
It depends on the lender and the loan type, but a complete, well-prepared file always moves faster. Before you apply we tell you the realistic timeline for the lender we recommend.
We work with a network of banks and NBFCs. For your file we name the lenders that suit your profile, and your documents go only to the ones you approve.
Any fee is explained to you upfront, in writing, before we start work on your file. You will never be asked to pay into a personal account, and lender charges are shown in the sanction letter.
Still not sure which loan fits? Ask Suhas on WhatsApp or call 95791 59059.
Sankpal Sales & Services
Your trust, our commitment. Business, home and personal loans for business owners, professionals and families across Maharashtra. 5 branches, head office in Pune.
Sankpal Sales & Services is a loan facilitator, not a lender. Loans are sanctioned and disbursed by partner banks and NBFCs at their sole discretion. We will never ask for your OTP, UPI PIN, card CVV or net-banking password.
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