Legal

Disclaimer

Last updated 28 October 2026

Sankpal Sales & Services is a loan facilitator, not a lender. Every loan is sanctioned and disbursed by a partner bank or NBFC.

Not a lender

We do not lend money, accept deposits or make credit decisions. We work with banks and NBFCs regulated by the Reserve Bank of India and help you apply to them. We are not an agent of the Reserve Bank of India or of any government body.

Approval and terms

Approval, loan amount, interest rate, fees, tenure and all other terms are decided solely by the lender based on its own policies and your profile. References such as “up to ₹50 Cr” describe the maximum that may be available in suitable cases and are always subject to the lender’s eligibility criteria.

Indicative figures

EMI calculations, sample amounts, rates and timelines shown on this website are for illustration only. Profiles shown on the home page are illustrative examples, not individual customer records. Your actual terms will be those in the lender’s sanction letter.

Not financial advice

Information on this website is general in nature and does not consider your personal circumstances. It is not legal, tax or investment advice. Please consider your own situation, and consult a qualified professional where needed, before taking a loan.

Borrow responsibly

A loan is a financial commitment. Missed or late payments attract charges and can reduce your credit score, making future borrowing harder. Borrow only what you can repay comfortably, and read the lender’s key fact statement before signing.

Stay safe

We will never ask for your OTP, UPI PIN, passwords or card CVV, or for an upfront payment to “release” a loan. Report any such request to us on 95791 59059 and to the national cyber-crime helpline 1930.